Please have your loan number ready when you call or email it to him so he can research your eligibility for you. If you are a Countrywide customer, give Aaron a call or send him an email to determine your eligibility.
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Prepayment penalties on your current loan will be waived by Countrywide and Bank of America to make this program work for you if you are eligible.
![hasp mortgage refinance hasp mortgage refinance](https://www.blackenterprise.com/files/2009/03/0316_pol-hud-hasp2.jpg)
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If you are not a Countrywide customer, contact your own bank and ask about your eligibility for HASP.
#Hasp mortgage refinance mac
THE GUIDELINES BELOW IS FOR CURRENT COUNTRYWIDE CUSTOMERS ONLY WHOSE LOANS ARE HELD BY FANNIE MAE AND FREDDIE MAC AS INVESTORS. Some call this “The Obama Plan.” This initiative is for borrowers who have demonstrated an acceptable payment history on their current mortgage but due to declining home values have been unable to take advantage of historically low interest rates to refinance or stabilize their payment. Still, this is very exciting news for those who are timely with their payments, want to refinance, but haven’t been able to take advantage of low rates due to valuation challenges.Ĭountrywide, which will soon be Bank of America Home Loans, is one of the first lenders nationally to market the new Homeownership Affordability and Stability Plan (HASP). Some won’t be eligible for a number of other reasons as we will outline below. However, a word of caution from our preferred lenders Paula Clark of Wells Fargo Home Mortgage and Aaron Gordon of Countrywide Home Loans: this isn’t for everyone. This should bring some relief for homeowners whose financial situation are upside down and are left out in the cold because the value of their homes have significantly decreased, leaving them on a reluctant wait-and-see predicament. We are once again in high spirits to share this piece of good news that the Homeownership Affordability and Stability Plan (HASP), also referred to as “The Obama Plan” by some, has finally become available.